Retirement Planning in St. Clair County, AL

What does it take to retire comfortably in St. Clair County? Here are the numbers.

Median Income

$73,218

Retirement Income (80%)

$58,574

Est. Nest Egg Needed

$823,700

Cost of Living Index

113

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$58,574
Est. Social Security$25,626

Annual Income Gap$32,948

Housing Costs

Median Rent$1,044/mo
Annual Housing$12,528
Property Tax Rate0.3%

Median Home Value$202,000

About St. Clair County, Alabama

St. Clair County in Alabama has a median household income of $73,218 and a homeownership rate of 81.7%. Using the 4% rule, retirees in this county would need approximately $823,700 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in Alabama

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.