Simple, transparent pricing
Optimize Your Retirement. Pay Per Report.
Start free with basic comparisons. Purchase detailed optimization reports with Monte Carlo simulation, tax-aware sequencing, and SS analysis.
Free
Basic withdrawal preview
$0
- Simple SS claiming comparison
- Basic ruin probability
- Single scenario analysis
- Educational content
- No Monte Carlo analysis
- No downloadable reports
Single Report
One comprehensive analysis
$12one-time
- 1 full optimization report
- Monte Carlo simulation (10K trials)
- SS break-even analysis
- Tax-aware withdrawal sequencing
- Roth conversion schedule
- IRMAA avoidance strategy
- Downloadable PDF
Best Value
Report Pack
5 scenario comparisons
$35one-time
- 5 full optimization reports
- Everything in Single Report
- Compare multiple scenarios
- Spousal coordination analysis
- Save $25 vs buying singles
Frequently Asked Questions
What does a report include?
A full Monte Carlo portfolio simulation (10,000+ trials), Social Security break-even analysis for ages 62-70, tax-bracket-aware withdrawal sequencing by year, Roth conversion schedule, IRMAA avoidance strategy, and year-by-year projected balances.
Is this financial advice?
No. Lontevis is an educational modeling tool, NOT a financial advisor. Results are based on historical data and published actuarial tables. Always consult a licensed fiduciary financial advisor before making irreversible retirement decisions.
Do credits expire?
No. Report credits and API credits never expire. Use them whenever you need them.
How accurate is the Monte Carlo simulation?
We sample from historical S&P 500 and 10-year Treasury return distributions (1926-present) with serial correlation modeling. Past performance does not predict future results, but historical distributions provide a reasonable baseline for planning.
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One report can save you tens of thousands in taxes and maximize your retirement income.
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