Retirement Planning in Garfield County, CO

What does it take to retire comfortably in Garfield County? Here are the numbers.

Median Income

$82,772

Retirement Income (80%)

$66,218

Est. Nest Egg Needed

$931,200

Cost of Living Index

127

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$66,218
Est. Social Security$28,970

Annual Income Gap$37,248

Housing Costs

Median Rent$1,444/mo
Annual Housing$17,328
Property Tax Rate0.4%

Median Home Value$449,300

About Garfield County, Colorado

Garfield County in Colorado has a median household income of $82,772 and a homeownership rate of 69.9%. Using the 4% rule, retirees in this county would need approximately $931,200 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

Plan Your Retirement in Garfield County

Enter your income, savings, and goals to get a personalized retirement projection with Monte Carlo simulation, Roth conversion analysis, and withdrawal strategy optimization.

Start Free Analysis

Other Counties in Colorado

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.