Retirement Planning in Montezuma County, CO

What does it take to retire comfortably in Montezuma County? Here are the numbers.

Median Income

$61,377

Retirement Income (80%)

$49,102

Est. Nest Egg Needed

$690,500

Cost of Living Index

94

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$49,102
Est. Social Security$21,482

Annual Income Gap$27,620

Housing Costs

Median Rent$893/mo
Annual Housing$10,716
Property Tax Rate0.3%

Median Home Value$282,500

About Montezuma County, Colorado

Montezuma County in Colorado has a median household income of $61,377 and a homeownership rate of 73.5%. Using the 4% rule, retirees in this county would need approximately $690,500 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

Plan Your Retirement in Montezuma County

Enter your income, savings, and goals to get a personalized retirement projection with Monte Carlo simulation, Roth conversion analysis, and withdrawal strategy optimization.

Start Free Analysis

Other Counties in Colorado

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.