Retirement Planning in Clay County, GA

What does it take to retire comfortably in Clay County? Here are the numbers.

Median Income

$43,264

Retirement Income (80%)

$34,611

Est. Nest Egg Needed

$486,725

Cost of Living Index

67

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$34,611
Est. Social Security$15,142

Annual Income Gap$19,469

Housing Costs

Median Rent$383/mo
Annual Housing$4,596
Property Tax Rate1.1%

Median Home Value$81,200

About Clay County, Georgia

Clay County in Georgia has a median household income of $43,264 and a homeownership rate of 68.3%. Using the 4% rule, retirees in this county would need approximately $486,725 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in Georgia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.