Retirement Planning in Habersham County, GA

What does it take to retire comfortably in Habersham County? Here are the numbers.

Median Income

$61,292

Retirement Income (80%)

$49,034

Est. Nest Egg Needed

$689,550

Cost of Living Index

94

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$49,034
Est. Social Security$21,452

Annual Income Gap$27,582

Housing Costs

Median Rent$861/mo
Annual Housing$10,332
Property Tax Rate0.7%

Median Home Value$188,800

About Habersham County, Georgia

Habersham County in Georgia has a median household income of $61,292 and a homeownership rate of 75.3%. Using the 4% rule, retirees in this county would need approximately $689,550 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in Georgia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.