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Retirement Planning in Hawaii County, HI

What does it take to retire comfortably in Hawaii County? Here are the numbers.

Median Income

$74,238

Retirement Income (80%)

$59,390

Est. Nest Egg Needed

$835,175

Cost of Living Index

114

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$59,390
Est. Social Security$25,983
Annual Income Gap$33,407

Housing Costs

Median Rent$1,352/mo
Annual Housing$16,224
Property Tax Rate0.3%
Median Home Value$454,900

About Hawaii County, Hawaii

Hawaii County in Hawaii has a median household income of $74,238 and a homeownership rate of 71.4%. Using the 4% rule, retirees in this county would need approximately $835,175 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in Hawaii

Honolulu CountyMaui CountyKauai CountyKalawao County

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.