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Retirement Planning in Harlan County, KY

What does it take to retire comfortably in Harlan County? Here are the numbers.

Median Income

$35,128

Retirement Income (80%)

$28,102

Est. Nest Egg Needed

$395,175

Cost of Living Index

54

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$28,102
Est. Social Security$12,295
Annual Income Gap$15,807

Housing Costs

Median Rent$625/mo
Annual Housing$7,500
Property Tax Rate1.0%
Median Home Value$71,300

About Harlan County, Kentucky

Harlan County in Kentucky has a median household income of $35,128 and a homeownership rate of 68.9%. Using the 4% rule, retirees in this county would need approximately $395,175 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in Kentucky

Jefferson CountyFayette CountyKenton CountyBoone CountyWarren CountyHardin CountyDaviess CountyCampbell County

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.