Retirement Planning in Lincoln County, KY

What does it take to retire comfortably in Lincoln County? Here are the numbers.

Median Income

$49,487

Retirement Income (80%)

$39,590

Est. Nest Egg Needed

$556,750

Cost of Living Index

76

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$39,590
Est. Social Security$17,320

Annual Income Gap$22,270

Housing Costs

Median Rent$678/mo
Annual Housing$8,136
Property Tax Rate0.8%

Median Home Value$130,100

About Lincoln County, Kentucky

Lincoln County in Kentucky has a median household income of $49,487 and a homeownership rate of 78.6%. Using the 4% rule, retirees in this county would need approximately $556,750 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in Kentucky

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.