Retirement Planning in Barnstable County, MA

What does it take to retire comfortably in Barnstable County? Here are the numbers.

Median Income

$90,447

Retirement Income (80%)

$72,358

Est. Nest Egg Needed

$1,017,550

Cost of Living Index

139

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$72,358
Est. Social Security$31,656

Annual Income Gap$40,702

Housing Costs

Median Rent$1,536/mo
Annual Housing$18,432
Property Tax Rate0.8%

Median Home Value$519,100

About Barnstable County, Massachusetts

Barnstable County in Massachusetts has a median household income of $90,447 and a homeownership rate of 81.4%. Using the 4% rule, retirees in this county would need approximately $1,017,550 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

Plan Your Retirement in Barnstable County

Enter your income, savings, and goals to get a personalized retirement projection with Monte Carlo simulation, Roth conversion analysis, and withdrawal strategy optimization.

Start Free Analysis

Other Counties in Massachusetts

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.