Retirement Planning in Berrien County, MI

What does it take to retire comfortably in Berrien County? Here are the numbers.

Median Income

$60,379

Retirement Income (80%)

$48,303

Est. Nest Egg Needed

$679,250

Cost of Living Index

93

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$48,303
Est. Social Security$21,133

Annual Income Gap$27,170

Housing Costs

Median Rent$885/mo
Annual Housing$10,620
Property Tax Rate1.1%

Median Home Value$193,600

About Berrien County, Michigan

Berrien County in Michigan has a median household income of $60,379 and a homeownership rate of 73.0%. Using the 4% rule, retirees in this county would need approximately $679,250 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in Michigan

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.