Retirement Planning in Clay County, MS

What does it take to retire comfortably in Clay County? Here are the numbers.

Median Income

$37,412

Retirement Income (80%)

$29,930

Est. Nest Egg Needed

$420,900

Cost of Living Index

58

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$29,930
Est. Social Security$13,094

Annual Income Gap$16,836

Housing Costs

Median Rent$731/mo
Annual Housing$8,772
Property Tax Rate0.7%

Median Home Value$110,600

About Clay County, Mississippi

Clay County in Mississippi has a median household income of $37,412 and a homeownership rate of 68.3%. Using the 4% rule, retirees in this county would need approximately $420,900 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

Plan Your Retirement in Clay County

Enter your income, savings, and goals to get a personalized retirement projection with Monte Carlo simulation, Roth conversion analysis, and withdrawal strategy optimization.

Start Free Analysis

Other Counties in Mississippi

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.