Retirement Planning in Fergus County, MT

What does it take to retire comfortably in Fergus County? Here are the numbers.

Median Income

$58,321

Retirement Income (80%)

$46,657

Est. Nest Egg Needed

$656,125

Cost of Living Index

90

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$46,657
Est. Social Security$20,412

Annual Income Gap$26,245

Housing Costs

Median Rent$815/mo
Annual Housing$9,780
Property Tax Rate0.9%

Median Home Value$175,800

About Fergus County, Montana

Fergus County in Montana has a median household income of $58,321 and a homeownership rate of 67.3%. Using the 4% rule, retirees in this county would need approximately $656,125 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

Plan Your Retirement in Fergus County

Enter your income, savings, and goals to get a personalized retirement projection with Monte Carlo simulation, Roth conversion analysis, and withdrawal strategy optimization.

Start Free Analysis

Other Counties in Montana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.