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Retirement Planning in Caldwell County, NC

What does it take to retire comfortably in Caldwell County? Here are the numbers.

Median Income

$52,362

Retirement Income (80%)

$41,890

Est. Nest Egg Needed

$589,075

Cost of Living Index

81

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$41,890
Est. Social Security$18,327
Annual Income Gap$23,563

Housing Costs

Median Rent$717/mo
Annual Housing$8,604
Property Tax Rate0.7%
Median Home Value$158,300

About Caldwell County, North Carolina

Caldwell County in North Carolina has a median household income of $52,362 and a homeownership rate of 74.6%. Using the 4% rule, retirees in this county would need approximately $589,075 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

Plan Your Retirement in Caldwell County

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Other Counties in North Carolina

Wake CountyMecklenburg CountyGuilford CountyForsyth CountyCumberland CountyDurham CountyBuncombe CountyUnion County

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.