Retirement Planning in Swain County, NC

What does it take to retire comfortably in Swain County? Here are the numbers.

Median Income

$52,818

Retirement Income (80%)

$42,254

Est. Nest Egg Needed

$594,200

Cost of Living Index

81

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$42,254
Est. Social Security$18,486

Annual Income Gap$23,768

Housing Costs

Median Rent$690/mo
Annual Housing$8,280
Property Tax Rate0.5%

Median Home Value$178,900

About Swain County, North Carolina

Swain County in North Carolina has a median household income of $52,818 and a homeownership rate of 72.7%. Using the 4% rule, retirees in this county would need approximately $594,200 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Health and care costs

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.