Retirement Planning in Ramsey County, ND

What does it take to retire comfortably in Ramsey County? Here are the numbers.

Median Income

$61,490

Retirement Income (80%)

$49,192

Est. Nest Egg Needed

$691,750

Cost of Living Index

95

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$49,192
Est. Social Security$21,522

Annual Income Gap$27,670

Housing Costs

Median Rent$663/mo
Annual Housing$7,956
Property Tax Rate0.9%

Median Home Value$193,300

About Ramsey County, North Dakota

Ramsey County in North Dakota has a median household income of $61,490 and a homeownership rate of 62.1%. Using the 4% rule, retirees in this county would need approximately $691,750 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

Plan Your Retirement in Ramsey County

Enter your income, savings, and goals to get a personalized retirement projection with Monte Carlo simulation, Roth conversion analysis, and withdrawal strategy optimization.

Start Free Analysis

Other Counties in North Dakota

This County Across Smart Technology Investments

Money and planning

  • Vontarirelocation, cost of living, salary
  • Morivexlife insurance, term, whole
  • Venatribusiness, startup, launch cost

Property and place

Health and care costs

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.