Retirement Planning in Rio Arriba County, NM

What does it take to retire comfortably in Rio Arriba County? Here are the numbers.

Median Income

$52,031

Retirement Income (80%)

$41,625

Est. Nest Egg Needed

$585,350

Cost of Living Index

80

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$41,625
Est. Social Security$18,211

Annual Income Gap$23,414

Housing Costs

Median Rent$704/mo
Annual Housing$8,448
Property Tax Rate0.4%

Median Home Value$212,700

About Rio Arriba County, New Mexico

Rio Arriba County in New Mexico has a median household income of $52,031 and a homeownership rate of 78.9%. Using the 4% rule, retirees in this county would need approximately $585,350 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Property and place

Health and care costs

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.