Retirement Planning in Cayuga County, NY

What does it take to retire comfortably in Cayuga County? Here are the numbers.

Median Income

$63,227

Retirement Income (80%)

$50,582

Est. Nest Egg Needed

$711,325

Cost of Living Index

97

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$50,582
Est. Social Security$22,129

Annual Income Gap$28,453

Housing Costs

Median Rent$868/mo
Annual Housing$10,416
Property Tax Rate2.4%

Median Home Value$158,900

About Cayuga County, New York

Cayuga County in New York has a median household income of $63,227 and a homeownership rate of 70.0%. Using the 4% rule, retirees in this county would need approximately $711,325 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Property and place

Health and care costs

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.