Retirement Planning in Ontario County, NY

What does it take to retire comfortably in Ontario County? Here are the numbers.

Median Income

$76,603

Retirement Income (80%)

$61,282

Est. Nest Egg Needed

$861,775

Cost of Living Index

118

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$61,282
Est. Social Security$26,811

Annual Income Gap$34,471

Housing Costs

Median Rent$1,061/mo
Annual Housing$12,732
Property Tax Rate2.3%

Median Home Value$192,800

About Ontario County, New York

Ontario County in New York has a median household income of $76,603 and a homeownership rate of 72.5%. Using the 4% rule, retirees in this county would need approximately $861,775 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Property and place

Health and care costs

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.