Retirement Planning in Orange County, NY

What does it take to retire comfortably in Orange County? Here are the numbers.

Median Income

$91,806

Retirement Income (80%)

$73,445

Est. Nest Egg Needed

$1,032,825

Cost of Living Index

141

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$73,445
Est. Social Security$32,132

Annual Income Gap$41,313

Housing Costs

Median Rent$1,494/mo
Annual Housing$17,928
Property Tax Rate2.5%

Median Home Value$337,800

About Orange County, New York

Orange County in New York has a median household income of $91,806 and a homeownership rate of 68.0%. Using the 4% rule, retirees in this county would need approximately $1,032,825 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Property and place

Health and care costs

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.