Retirement Planning in Oswego County, NY

What does it take to retire comfortably in Oswego County? Here are the numbers.

Median Income

$65,054

Retirement Income (80%)

$52,043

Est. Nest Egg Needed

$731,850

Cost of Living Index

100

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$52,043
Est. Social Security$22,769

Annual Income Gap$29,274

Housing Costs

Median Rent$899/mo
Annual Housing$10,788
Property Tax Rate2.7%

Median Home Value$131,800

About Oswego County, New York

Oswego County in New York has a median household income of $65,054 and a homeownership rate of 73.5%. Using the 4% rule, retirees in this county would need approximately $731,850 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in New York

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.