Retirement Planning in Harney County, OR

What does it take to retire comfortably in Harney County? Here are the numbers.

Median Income

$45,462

Retirement Income (80%)

$36,370

Est. Nest Egg Needed

$511,450

Cost of Living Index

70

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$36,370
Est. Social Security$15,912

Annual Income Gap$20,458

Housing Costs

Median Rent$665/mo
Annual Housing$7,980
Property Tax Rate1.1%

Median Home Value$174,100

About Harney County, Oregon

Harney County in Oregon has a median household income of $45,462 and a homeownership rate of 69.1%. Using the 4% rule, retirees in this county would need approximately $511,450 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in Oregon

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.