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Retirement Planning in Lancaster County, PA

What does it take to retire comfortably in Lancaster County? Here are the numbers.

Median Income

$81,458

Retirement Income (80%)

$65,166

Est. Nest Egg Needed

$916,400

Cost of Living Index

125

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$65,166
Est. Social Security$28,510
Annual Income Gap$36,656

Housing Costs

Median Rent$1,221/mo
Annual Housing$14,652
Property Tax Rate1.5%
Median Home Value$263,600

About Lancaster County, Pennsylvania

Lancaster County in Pennsylvania has a median household income of $81,458 and a homeownership rate of 69.9%. Using the 4% rule, retirees in this county would need approximately $916,400 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

Plan Your Retirement in Lancaster County

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Other Counties in Pennsylvania

Philadelphia CountyAllegheny CountyMontgomery CountyBucks CountyDelaware CountyChester CountyYork CountyBerks County

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.