Lontevis

Retirement Planning in Buffalo County, SD

What does it take to retire comfortably in Buffalo County? Here are the numbers.

Median Income

$42,917

Retirement Income (80%)

$34,334

Est. Nest Egg Needed

$482,825

Cost of Living Index

66

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$34,334
Est. Social Security$15,021
Annual Income Gap$19,313

Housing Costs

Median Rent$575/mo
Annual Housing$6,900
Property Tax Rate0.5%
Median Home Value$103,800

About Buffalo County, South Dakota

Buffalo County in South Dakota has a median household income of $42,917 and a homeownership rate of 49.0%. Using the 4% rule, retirees in this county would need approximately $482,825 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

Plan Your Retirement in Buffalo County

Enter your income, savings, and goals to get a personalized retirement projection with Monte Carlo simulation, Roth conversion analysis, and withdrawal strategy optimization.

Start Free Analysis

Other Counties in South Dakota

Minnehaha CountyPennington CountyLincoln CountyBrown CountyBrookings CountyMeade CountyCodington CountyLawrence County

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.