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Retirement Planning in Harding County, SD

What does it take to retire comfortably in Harding County? Here are the numbers.

Median Income

$71,484

Retirement Income (80%)

$57,187

Est. Nest Egg Needed

$804,200

Cost of Living Index

110

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$57,187
Est. Social Security$25,019
Annual Income Gap$32,168

Housing Costs

Median Rent$445/mo
Annual Housing$5,340
Property Tax Rate1.2%
Median Home Value$128,300

About Harding County, South Dakota

Harding County in South Dakota has a median household income of $71,484 and a homeownership rate of 68.0%. Using the 4% rule, retirees in this county would need approximately $804,200 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

Plan Your Retirement in Harding County

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Other Counties in South Dakota

Minnehaha CountyPennington CountyLincoln CountyBrown CountyBrookings CountyMeade CountyCodington CountyLawrence County

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.