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Retirement Planning in Rutherford County, TN

What does it take to retire comfortably in Rutherford County? Here are the numbers.

Median Income

$78,291

Retirement Income (80%)

$62,633

Est. Nest Egg Needed

$880,775

Cost of Living Index

120

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$62,633
Est. Social Security$27,402
Annual Income Gap$35,231

Housing Costs

Median Rent$1,311/mo
Annual Housing$15,732
Property Tax Rate0.5%
Median Home Value$305,100

About Rutherford County, Tennessee

Rutherford County in Tennessee has a median household income of $78,291 and a homeownership rate of 65.2%. Using the 4% rule, retirees in this county would need approximately $880,775 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in Tennessee

Shelby CountyDavidson CountyKnox CountyHamilton CountyWilliamson CountyMontgomery CountySumner CountySullivan County

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.