Retirement Planning in Harris County, TX

What does it take to retire comfortably in Harris County? Here are the numbers.

Median Income

$70,789

Retirement Income (80%)

$56,631

Est. Nest Egg Needed

$796,375

Cost of Living Index

109

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$56,631
Est. Social Security$24,776

Annual Income Gap$31,855

Housing Costs

Median Rent$1,269/mo
Annual Housing$15,228
Property Tax Rate1.8%

Median Home Value$235,300

About Harris County, Texas

Harris County in Texas has a median household income of $70,789 and a homeownership rate of 54.6%. Using the 4% rule, retirees in this county would need approximately $796,375 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.