Retirement Planning in Frederick County, VA

What does it take to retire comfortably in Frederick County? Here are the numbers.

Median Income

$92,443

Retirement Income (80%)

$73,954

Est. Nest Egg Needed

$1,039,975

Cost of Living Index

142

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$73,954
Est. Social Security$32,355

Annual Income Gap$41,599

Housing Costs

Median Rent$1,347/mo
Annual Housing$16,164
Property Tax Rate0.5%

Median Home Value$333,600

About Frederick County, Virginia

Frederick County in Virginia has a median household income of $92,443 and a homeownership rate of 77.5%. Using the 4% rule, retirees in this county would need approximately $1,039,975 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.