Lontevis

Retirement Planning in James City County, VA

What does it take to retire comfortably in James City County? Here are the numbers.

Median Income

$100,711

Retirement Income (80%)

$80,569

Est. Nest Egg Needed

$1,133,000

Cost of Living Index

155

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$80,569
Est. Social Security$35,249
Annual Income Gap$45,320

Housing Costs

Median Rent$1,435/mo
Annual Housing$17,220
Property Tax Rate0.7%
Median Home Value$396,800

About James City County, Virginia

James City County in Virginia has a median household income of $100,711 and a homeownership rate of 77.6%. Using the 4% rule, retirees in this county would need approximately $1,133,000 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

Plan Your Retirement in James City County

Enter your income, savings, and goals to get a personalized retirement projection with Monte Carlo simulation, Roth conversion analysis, and withdrawal strategy optimization.

Start Free Analysis

Other Counties in Virginia

Fairfax CountyPrince William CountyVirginia Beach cityLoudoun CountyChesterfield CountyHenrico CountyChesapeake cityNorfolk city

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.