Retirement Planning in Stafford County, VA

What does it take to retire comfortably in Stafford County? Here are the numbers.

Median Income

$128,036

Retirement Income (80%)

$102,429

Est. Nest Egg Needed

$1,440,400

Cost of Living Index

197

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$102,429
Est. Social Security$44,813

Annual Income Gap$57,616

Housing Costs

Median Rent$1,828/mo
Annual Housing$21,936
Property Tax Rate0.7%

Median Home Value$431,900

About Stafford County, Virginia

Stafford County in Virginia has a median household income of $128,036 and a homeownership rate of 79.6%. Using the 4% rule, retirees in this county would need approximately $1,440,400 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.