Retirement Planning in Whatcom County, WA

What does it take to retire comfortably in Whatcom County? Here are the numbers.

Median Income

$77,581

Retirement Income (80%)

$62,065

Est. Nest Egg Needed

$872,800

Cost of Living Index

119

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$62,065
Est. Social Security$27,153

Annual Income Gap$34,912

Housing Costs

Median Rent$1,370/mo
Annual Housing$16,440
Property Tax Rate0.7%

Median Home Value$475,000

About Whatcom County, Washington

Whatcom County in Washington has a median household income of $77,581 and a homeownership rate of 63.0%. Using the 4% rule, retirees in this county would need approximately $872,800 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in Washington

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.