Retirement Planning in Sacramento County, CA

What does it take to retire comfortably in Sacramento County? Here are the numbers.

Median Income

$84,010

Retirement Income (80%)

$67,208

Est. Nest Egg Needed

$945,125

Cost of Living Index

129

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$67,208
Est. Social Security$29,403

Annual Income Gap$37,805

Housing Costs

Median Rent$1,599/mo
Annual Housing$19,188
Property Tax Rate0.8%

Median Home Value$465,900

About Sacramento County, California

Sacramento County in California has a median household income of $84,010 and a homeownership rate of 58.3%. Using the 4% rule, retirees in this county would need approximately $945,125 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in California

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.