Retirement Planning in San Diego County, CA

What does it take to retire comfortably in San Diego County? Here are the numbers.

Median Income

$96,974

Retirement Income (80%)

$77,579

Est. Nest Egg Needed

$1,090,950

Cost of Living Index

149

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$77,579
Est. Social Security$33,941

Annual Income Gap$43,638

Housing Costs

Median Rent$2,011/mo
Annual Housing$24,132
Property Tax Rate0.7%

Median Home Value$725,200

About San Diego County, California

San Diego County in California has a median household income of $96,974 and a homeownership rate of 54.2%. Using the 4% rule, retirees in this county would need approximately $1,090,950 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in California

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.