Retirement Planning in Adams County, PA

What does it take to retire comfortably in Adams County? Here are the numbers.

Median Income

$78,975

Retirement Income (80%)

$63,180

Est. Nest Egg Needed

$888,475

Cost of Living Index

122

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$63,180
Est. Social Security$27,641

Annual Income Gap$35,539

Housing Costs

Median Rent$1,060/mo
Annual Housing$12,720
Property Tax Rate1.4%

Median Home Value$242,800

About Adams County, Pennsylvania

Adams County in Pennsylvania has a median household income of $78,975 and a homeownership rate of 78.1%. Using the 4% rule, retirees in this county would need approximately $888,475 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in Pennsylvania

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.