Retirement Planning in Cumberland County, PA

What does it take to retire comfortably in Cumberland County? Here are the numbers.

Median Income

$82,849

Retirement Income (80%)

$66,279

Est. Nest Egg Needed

$932,050

Cost of Living Index

127

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$66,279
Est. Social Security$28,997

Annual Income Gap$37,282

Housing Costs

Median Rent$1,146/mo
Annual Housing$13,752
Property Tax Rate1.2%

Median Home Value$246,200

About Cumberland County, Pennsylvania

Cumberland County in Pennsylvania has a median household income of $82,849 and a homeownership rate of 70.2%. Using the 4% rule, retirees in this county would need approximately $932,050 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in Pennsylvania

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.