Lontevis

Retirement Planning in Clay County, TN

What does it take to retire comfortably in Clay County? Here are the numbers.

Median Income

$39,572

Retirement Income (80%)

$31,658

Est. Nest Egg Needed

$445,200

Cost of Living Index

61

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$31,658
Est. Social Security$13,850
Annual Income Gap$17,808

Housing Costs

Median Rent$588/mo
Annual Housing$7,056
Property Tax Rate0.6%
Median Home Value$132,500

About Clay County, Tennessee

Clay County in Tennessee has a median household income of $39,572 and a homeownership rate of 78.6%. Using the 4% rule, retirees in this county would need approximately $445,200 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

Plan Your Retirement in Clay County

Enter your income, savings, and goals to get a personalized retirement projection with Monte Carlo simulation, Roth conversion analysis, and withdrawal strategy optimization.

Start Free Analysis

Other Counties in Tennessee

Shelby CountyDavidson CountyKnox CountyHamilton CountyRutherford CountyWilliamson CountyMontgomery CountySumner County

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.