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Retirement Planning in Cumberland County, TN

What does it take to retire comfortably in Cumberland County? Here are the numbers.

Median Income

$56,002

Retirement Income (80%)

$44,802

Est. Nest Egg Needed

$630,025

Cost of Living Index

86

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$44,802
Est. Social Security$19,601
Annual Income Gap$25,201

Housing Costs

Median Rent$786/mo
Annual Housing$9,432
Property Tax Rate0.3%
Median Home Value$199,800

About Cumberland County, Tennessee

Cumberland County in Tennessee has a median household income of $56,002 and a homeownership rate of 79.0%. Using the 4% rule, retirees in this county would need approximately $630,025 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

Plan Your Retirement in Cumberland County

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Other Counties in Tennessee

Shelby CountyDavidson CountyKnox CountyHamilton CountyRutherford CountyWilliamson CountyMontgomery CountySumner County

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.