Retirement Planning in Jefferson County, TN

What does it take to retire comfortably in Jefferson County? Here are the numbers.

Median Income

$60,393

Retirement Income (80%)

$48,314

Est. Nest Egg Needed

$679,400

Cost of Living Index

93

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$48,314
Est. Social Security$21,138

Annual Income Gap$27,176

Housing Costs

Median Rent$832/mo
Annual Housing$9,984
Property Tax Rate0.5%

Median Home Value$183,800

About Jefferson County, Tennessee

Jefferson County in Tennessee has a median household income of $60,393 and a homeownership rate of 74.5%. Using the 4% rule, retirees in this county would need approximately $679,400 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

Plan Your Retirement in Jefferson County

Enter your income, savings, and goals to get a personalized retirement projection with Monte Carlo simulation, Roth conversion analysis, and withdrawal strategy optimization.

Start Free Analysis

Other Counties in Tennessee

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.