Retirement Planning in Gaines County, TX

What does it take to retire comfortably in Gaines County? Here are the numbers.

Median Income

$73,299

Retirement Income (80%)

$58,639

Est. Nest Egg Needed

$824,600

Cost of Living Index

113

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$58,639
Est. Social Security$25,655

Annual Income Gap$32,984

Housing Costs

Median Rent$711/mo
Annual Housing$8,532
Property Tax Rate1.5%

Median Home Value$181,100

About Gaines County, Texas

Gaines County in Texas has a median household income of $73,299 and a homeownership rate of 73.5%. Using the 4% rule, retirees in this county would need approximately $824,600 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.