Retirement Planning in Hays County, TX

What does it take to retire comfortably in Hays County? Here are the numbers.

Median Income

$79,990

Retirement Income (80%)

$63,992

Est. Nest Egg Needed

$899,875

Cost of Living Index

123

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$63,992
Est. Social Security$27,997

Annual Income Gap$35,995

Housing Costs

Median Rent$1,355/mo
Annual Housing$16,260
Property Tax Rate1.8%

Median Home Value$335,700

About Hays County, Texas

Hays County in Texas has a median household income of $79,990 and a homeownership rate of 62.8%. Using the 4% rule, retirees in this county would need approximately $899,875 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.