Retirement Planning in Stephens County, TX

What does it take to retire comfortably in Stephens County? Here are the numbers.

Median Income

$44,712

Retirement Income (80%)

$35,770

Est. Nest Egg Needed

$503,025

Cost of Living Index

69

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$35,770
Est. Social Security$15,649

Annual Income Gap$20,121

Housing Costs

Median Rent$688/mo
Annual Housing$8,256
Property Tax Rate1.7%

Median Home Value$98,000

About Stephens County, Texas

Stephens County in Texas has a median household income of $44,712 and a homeownership rate of 78.6%. Using the 4% rule, retirees in this county would need approximately $503,025 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.