Retirement Planning in Monterey County, CA
What does it take to retire comfortably in Monterey County? Here are the numbers.
Median Income
$91,043
Retirement Income (80%)
$72,834
Est. Nest Egg Needed
$1,024,225
Cost of Living Index
140
Retirement Income Analysis
Income Needs (Annual)
Housing Costs
About Monterey County, California
Monterey County in California has a median household income of $91,043 and a homeownership rate of 52.2%. Using the 4% rule, retirees in this county would need approximately $1,024,225 in savings to cover the gap between Social Security and their target retirement income.
These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.
Plan Your Retirement in Monterey County
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