Retirement Planning in San Francisco County, CA

What does it take to retire comfortably in San Francisco County? Here are the numbers.

Median Income

$136,689

Retirement Income (80%)

$109,351

Est. Nest Egg Needed

$1,537,750

Cost of Living Index

210

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$109,351
Est. Social Security$47,841

Annual Income Gap$61,510

Housing Costs

Median Rent$2,316/mo
Annual Housing$27,792
Property Tax Rate0.7%

Median Home Value$1,348,700

About San Francisco County, California

San Francisco County in California has a median household income of $136,689 and a homeownership rate of 38.6%. Using the 4% rule, retirees in this county would need approximately $1,537,750 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in California

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.