Retirement Planning in Santa Barbara County, CA

What does it take to retire comfortably in Santa Barbara County? Here are the numbers.

Median Income

$92,332

Retirement Income (80%)

$73,866

Est. Nest Egg Needed

$1,038,750

Cost of Living Index

142

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$73,866
Est. Social Security$32,316

Annual Income Gap$41,550

Housing Costs

Median Rent$1,964/mo
Annual Housing$23,568
Property Tax Rate0.7%

Median Home Value$714,800

About Santa Barbara County, California

Santa Barbara County in California has a median household income of $92,332 and a homeownership rate of 52.8%. Using the 4% rule, retirees in this county would need approximately $1,038,750 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in California

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.