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Retirement Planning in Clay County, MO

What does it take to retire comfortably in Clay County? Here are the numbers.

Median Income

$82,264

Retirement Income (80%)

$65,811

Est. Nest Egg Needed

$925,475

Cost of Living Index

127

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$65,811
Est. Social Security$28,792
Annual Income Gap$37,019

Housing Costs

Median Rent$1,133/mo
Annual Housing$13,596
Property Tax Rate1.1%
Median Home Value$237,200

About Clay County, Missouri

Clay County in Missouri has a median household income of $82,264 and a homeownership rate of 68.2%. Using the 4% rule, retirees in this county would need approximately $925,475 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in Missouri

St. Louis CountyJackson CountySt. Charles CountyGreene CountySt. Louis cityJefferson CountyBoone CountyJasper County

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.