Retirement Planning in St. Louis County, MO

What does it take to retire comfortably in St. Louis County? Here are the numbers.

Median Income

$78,067

Retirement Income (80%)

$62,454

Est. Nest Egg Needed

$878,275

Cost of Living Index

120

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$62,454
Est. Social Security$27,323

Annual Income Gap$35,131

Housing Costs

Median Rent$1,119/mo
Annual Housing$13,428
Property Tax Rate1.2%

Median Home Value$249,400

About St. Louis County, Missouri

St. Louis County in Missouri has a median household income of $78,067 and a homeownership rate of 68.5%. Using the 4% rule, retirees in this county would need approximately $878,275 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in Missouri

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.