Retirement Planning in St. Charles County, MO

What does it take to retire comfortably in St. Charles County? Here are the numbers.

Median Income

$99,596

Retirement Income (80%)

$79,677

Est. Nest Egg Needed

$1,120,450

Cost of Living Index

153

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$79,677
Est. Social Security$34,859

Annual Income Gap$44,818

Housing Costs

Median Rent$1,209/mo
Annual Housing$14,508
Property Tax Rate1.1%

Median Home Value$278,300

About St. Charles County, Missouri

St. Charles County in Missouri has a median household income of $99,596 and a homeownership rate of 80.7%. Using the 4% rule, retirees in this county would need approximately $1,120,450 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in Missouri

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.