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Retirement Planning in Bergen County, NJ

What does it take to retire comfortably in Bergen County? Here are the numbers.

Median Income

$118,714

Retirement Income (80%)

$94,971

Est. Nest Egg Needed

$1,335,525

Cost of Living Index

183

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$94,971
Est. Social Security$41,550
Annual Income Gap$53,421

Housing Costs

Median Rent$1,782/mo
Annual Housing$21,384
Property Tax Rate1.8%
Median Home Value$561,500

About Bergen County, New Jersey

Bergen County in New Jersey has a median household income of $118,714 and a homeownership rate of 65.1%. Using the 4% rule, retirees in this county would need approximately $1,335,525 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in New Jersey

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Property and place

Health and care costs

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.