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Retirement Planning in Ocean County, NJ

What does it take to retire comfortably in Ocean County? Here are the numbers.

Median Income

$82,379

Retirement Income (80%)

$65,903

Est. Nest Egg Needed

$926,750

Cost of Living Index

127

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$65,903
Est. Social Security$28,833
Annual Income Gap$37,070

Housing Costs

Median Rent$1,639/mo
Annual Housing$19,668
Property Tax Rate1.9%
Median Home Value$343,500

About Ocean County, New Jersey

Ocean County in New Jersey has a median household income of $82,379 and a homeownership rate of 79.9%. Using the 4% rule, retirees in this county would need approximately $926,750 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in New Jersey

Bergen CountyMiddlesex CountyEssex CountyHudson CountyMonmouth CountyUnion CountyCamden CountyPassaic County

This County Across Smart Technology Investments

Money and planning

  • Vontarirelocation, cost of living, salary
  • Morivexlife insurance, term, whole
  • Venatribusiness, startup, launch cost

Property and place

Health and care costs

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.