Retirement Planning in Middlesex County, NJ

What does it take to retire comfortably in Middlesex County? Here are the numbers.

Median Income

$105,206

Retirement Income (80%)

$84,165

Est. Nest Egg Needed

$1,183,575

Cost of Living Index

162

Retirement Income Analysis

Income Needs (Annual)

Target Income (80% rule)$84,165
Est. Social Security$36,822

Annual Income Gap$47,343

Housing Costs

Median Rent$1,739/mo
Annual Housing$20,868
Property Tax Rate2.3%

Median Home Value$411,900

About Middlesex County, New Jersey

Middlesex County in New Jersey has a median household income of $105,206 and a homeownership rate of 63.8%. Using the 4% rule, retirees in this county would need approximately $1,183,575 in savings to cover the gap between Social Security and their target retirement income.

These are estimates based on county-level medians. Your actual retirement needs depend on your specific income, expenses, healthcare costs, Social Security benefits, and investment portfolio. Use our calculator for a personalized Monte Carlo analysis.

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Other Counties in New Jersey

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: SSA, BLS. Estimates based on county-level medians and the 4% withdrawal rule. This is not financial advice.